Task 4 Complete the following sentences with the information from the text.
1. One could equally well argue that the Russians are too… optimistic…
2. So there will be growth, but mostly organic….
3. …the most striking thing is the very low penetration of Life and Pension insurance, which could be….
4. …societies have to undergo some level of compulsory insurance, during which the notion of insurance gets entrenched…
5. Overall, I am optimistic that growth will continue….
6. …, the US, Europe and Japan were static or, in some cases, even degrading….
7. Having a reasonably good footprint in the very large accounts segment, we expect to see….
8. And not least we will continue….
9. I see four main developments, which will largely define the direction of the market in.
First….
Second…
Third…
Fourth…
Task 5 Note down the three most important point about the attitude towards compulsory and voluntary insurance in Russia. Expand on the topic.
1
2
3
Task 6 Note down the four main developments that Chartis sees as the most important ones in the market:
1
2
3
4
VOCABULARY
Collocations
Task 7 Find phrases in the text “Insurance” which mean the same as the following:
1. anything that urges stimulus to action
2. being in the process of development, gradual, progressive
3. the state of being fully grown, ripe, developed
4. deceitful
5. foreign, strange, not natural
6. something that communicates motion to others, makes them work hard
7. harsh, strict or highly critical
8. a reduction or discontinuance of production, personnel
9. show up clearly, be distinct
10. to be conveyed, to be in progress
Task 8 Complete the gaps with the words from the box. Look up the new words in the dictionary.
| gamble | underwrite | benefit | indemnify |
| incur | sue | allocate | justify |
1. It is all too easy to find benchmarks that __________ a higher price or bargain away important nonprime terms that restrict the ability of the acquirer to achieve planned-for savings and growth.
2. Do you think these enterprises have a potential for further growth to ________ both countries?
3. However, the report barely saw the light of day because major Wall Street firms apparently threatened to ________, and the NEFE immediately pulled its report out of circulation.
4. If you don't have a method (i.e. an edge), then trading is every bit as much a ________ as betting in the casinos.
5. All of these steps __________ expenditures of time, labor, and electric power.
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6. Occasionally, the participating creditors will commit to______________ the additional new money exposure but are increasingly reluctant to commit beyond the amount of any prospective receipt in insolvency.
7. The shift has resulted from increasing awareness of the broader impact of these frameworks: that they do not just __________ a set of financial risks between government, lender and sponsor.
8. How much does it cost to ___________ oneself against accidental death?
Task 9 If you have ever contemplated becoming an insurance agent or wondered whether this career path could be right for you, then there are several qualities that you will need to possess, at least to some degree. All good insurance agents share some of the following core qualities in one way or another. Match the qualities with their descriptions.
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